In 1976, Frank Pesce Jr. (Lapaglia) is a lucky man. His father, Frank Sr. (Aiello), is, however, very unlucky. One day, Frank Jr. buys a lottery ticket and finds that he has a good chance of winning. But Frank Sr. has some gambling debts to the mob and they are willing to take Frank Jr.’s ticket. Frank must decide what to do with the ticket. The plot is supposedly based on the true story of the first person to win the New York Lottery, but Frank Pesce Jr. never won the lottery.